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In case you’re not a visual learner these simple phrases might help you commit these rules to memory. The goal with remembering phrases is to be able to look at your hand total and immediately recite the rule in your head, without having to see what the dealer has. That way when you’re at the table and you look up to see what the dealer has, you already know how it relates to your hand and you can make your decision in a split second. Memorizing these phrases will make you much faster and have fewer mistakes.

Surrenders:

  • 16 surrenders against dealer 9 through Ace, otherwise don’t surrender (revert to hard totals).
  • 15 surrenders against dealer 10, otherwise don’t surrender (revert to hard totals).